TOOLS OF THE RETIREMENT TRADE – DEBT

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Scott, I want all my debt paid off in retirement! Who has debt in retirement? In my experience, the answer to that last questions is, “Most people.” In a perfect world, none of us would have debt. We would have millions of dollars saved. There also wouldn’t be war or homelessness or child abuse or mosquitos or a neighbor with … Read More

Tools of the Retirement Trade

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My dad is an architect. Ever since I was a kid, I can remember moments where my dad would remind me, “It’s a poor craftsman that blames his tools son.” As a kid, I really had no idea what that meant, except that I should stop complaining. Now, as an adult, I think its one of the greatest lessons I … Read More

Should I Sell?!

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The last week of the market has been … disappointing … to put it mildly. With no great surprise, the families I serve are nervous. It’s a reasonable response. Well, that isn’t technically correct, it’s an expected response. When my car breaks down, I get nervous. I’m sure my mechanic doesn’t get nervous when his car breaks down. He probably … Read More

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